Dear Members,

For almost 80 years the Credit Association of Greater Toronto has been serving our industry and providing a prodigious forum for networking and learning.

Having been a member for many years, I recognize the value of our association and I am honoured to now serve as its President.

I am overwhelmed by the level of support and confidence afforded me while at the same time I recognize the tremendous responsibility that comes with my new role.

With the amazing Board of Directors that serves alongside me, I am confident that the future of our association is in good hands.  That said, we cannot do it without you. Your participation is paramount to our success because without you, we have no one to serve.

Our industry has changed over the years and continues to change as we move forward. Legislative compliance, technology shifts and client directives are constantly reshaping what we do and how we do it. Add to this the greater demands on both service delivery and end results and the pressures to perform offer substantial challenge.

With the many obstacles we face, it is comforting to know that our association provides a platform to come together to exchange ideas with both peers and experts and better position ourselves to succeed now and in the future.

Please join me and your Board of Directors to help us continue to improve the association to benefit us all.

We thank you for your continued support. I look forward to seeing you soon.

Kindest regards,

John Kim

President, Credit Association of Greater Toronto